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Does my car insurance cover glass repair?
The other day, someone broke into my car and shattered my driver's side window. Thankfully they didn't take anything, but repairing a window is expensive, and I'm not sure I could cover the whole thing out of pocket. Will my car insurance policy cover the repair?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m sorry to hear about your car! Having your vehicle broken into is something every driver dreads. Depending on the type of coverage you have, your policy may cover the repair.
To have glass covered under a car insurance policy, you will need
comprehensive insurance
. Comprehensive insurance covers a variety of perils that don’t involve collisions with another vehicle or object. This includes:- Theft
- Vandalism
- Hail damage
- Windstorm damage
- Broken glass
If you have comprehensive coverage and want to get your window repaired, you’ll need to pay your deductible first unless you have full glass coverage on your policy.
Without full glass coverage, you may need to pay out of pocket to repair your window. Most people carry $500-$1,000 deductibles for comprehensive coverage, and the cost to repair your window will likely be lower than this.
If you don’t have full glass coverage and live in an area prone to break-ins, you may want to consider adding it to your
car insurance
. This will ensure you won’t have to pay out of pocket if your car is broken into again. If your car insurance doesn’t offer full glass coverage or your rate increases after adding it, try using the
Jerry
app. Jerry finds you the best car insurance policies from top providers in seconds—all you have to do is choose the plan that works best for you. Best of luck with your window repair, and with avoiding unfortunate situations like this in the future.”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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