Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Does my age affect home insurance?

I’m about to become a first-time homebuyer, and I’m looking into home insurance options. Does my age affect home insurance?

avatar
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations, and good question! While age often impacts
car insurance
 rates, your age shouldn’t affect your home insurance.
One exception: some insurance providers may offer discounts for senior citizens. Personal factors that hold more influence on your
home insurance
 premium often includes your credit history, claims history, and marital status.
That said, your home’s age can affect your home insurance. You’ll often pay higher rates to insure an older home since they’re considered more at risk of damage.
If you’d like to see what your home insurance rates will look like, you can request quotes from a few different insurance providers. If you want cheap home and renters insurance quotes fast, go to
Jerry
.
A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and helps to cancel your old policy. Even better—Jerry will help you bundle your home and auto policies for maximum savings.
MORE:
How to decipher home insurance quotes
Home Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

What Happens If You Don't Have House Insurance?

This is an article on what would happen if you don't have homeowners insurance. If your homeowners insurance lapses and disaster strikes, it could financially ruin you. Read here to learn more.
avatar
Elan Mcafee
card cover

Will a Treehouse Raise My Home Insurance?

If you build a treehouse in your backyard, will it have an impact on your homeowners insurance premiums?
avatar
Brady Klopfer
card cover

The Average Car Insurance Cost By Age

Car insurance premiums vary according to your age, with younger drivers paying more than older drivers. Gender also plays a role. This article shows how age affects your car insurance prices.
avatar
Cheryl Knight

Read Advice From Car Experts At Jerry

card cover

2016 Jeep Renegade Oil Reset

To reset the maintenance reminder light on a 2016 Jeep Renegade, you’ll need to depress your accelerator three times.
avatar
Kara Vanderbeek
card cover

2021 Nissan Armada Configurations

With its trim levels and drivetrain options, there are eight available configurations for the 2021 Nissan Armada.
avatar
Mary Alice Morris
card cover

2014 Dodge Charger Interior Review

Despite its low sticker price, the 2014 Dodge Charger’s interior comes equipped with high-end features including quality materials, attractive colors, comfortable seats, and more.
avatar
Jacqulyn Graber

What Others Are Asking

Can you drive a car without a grille?
My front grille will be in the shop for a few days being painted and I was wondering if driving without it is a good idea—can you drive a car without a grille?
avatar
Andrew Biro
Did the Toyota FJ Cruiser come with a manual transmission?
We’re looking for a Toyota FJ Cruiser to take off-roading, but I’m only finding automatic transmissions. Did the FJ Cruiser come with a manual option?
avatar
Mary Alice Morris
How much is it to replace my 2014 Acura MDX’s catalytic converter?
The catalytic converter in my Acura MDX was recently stolen while I was away on vacation and I’m trying to figure out how much to budget for a new one—how much is it going to cost to replace my 2014 Acura MDX’s catalytic converter?
avatar
Andrew Biro
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all