Does my 21-year-old daughter living in Florida need her own car insurance?

I want to put my daughter's car in her own name. Does this mean she needs her own policy? I live in Louisiana, she lives in Florida. She's a college student with a high GPA and a clean driving record.

Answer
Yes, your daughter is going to need her own car insurance since she’s based in Florida.
While insurance is more expensive for drivers in your daughter’s age group, the fact that she’s a good student with a clean record will help her get more affordable rates. She should get quotes from multiple insurers to secure the best premium.
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Carol Chung
Answered on Apr 12, 2021
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