Does medical payments coverage cover a visit to the dentist?

Would my medical payments coverage cover a chipped tooth from a car accident? What else does it cover?

Answer
“Your medical payments coverage will cover a trip to the dentist as long as it’s related to a car accident.
Medical payments can cover a variety of medical expenses if you’re injured in a car accident. This includes:
  • dental care
  • X-rays
  • ambulance fees
  • hospital bills
  • healthcare deductibles
  • health care copays
In some cases, your medical payments coverage may cover more than your health insurance.
Since you have medical payments coverage and chipped your tooth in an accident, you’ll want to reach out to your dental insurance also. They’ll likely require you to use your medical payments benefits first before their coverage kicks in.
If you have any other injuries related to the accident, you’ll should also let your car insurance company know. They’ll be able to provide you with more detailed information on what is specifically covered in your policy.”
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Emily Maracle
Answered on Jul 08, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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