Does liability insurance protect your car from damage?

Does liability cover damage to my car or someone else's car?

Answer provided by
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Emily Maracle
Answered on Jul 08, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“There are two parts that make up liability car insurance:
Both of these coverages protect other drivers when you’re at fault in an accident.
Bodily injury covers any physical injuries to other drivers. Property damage covers damage to their vehicle or property.
Without comprehensive insurance or collision insurance, your vehicle won’t be protected from damage.”
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