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Does liability insurance have a deductible?

Does liability insurance have a deductible like other types of insurance? I know that full coverage and uninsured property damage has deductibles.

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Your
liability car insurance
does not have a deductible attached to it.
Both your
bodily injury liability
and
property damage liability
will cover others’ injuries or damages without an immediate out of pocket cost to you.
The only time you may have to pay out of pocket would be if you exceed your policy limits for either coverage.
Deductibles exist for:
Because you are filing a claim against your own coverage, you need to pay a deductible. As it applies regardless of fault, your insurance requires you to pay for some of the cost.”
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