Does liability insurance cover my trailer?

Does liability insurance normally cover trailers? I recently bought a trailer to haul furniture for my furniture restoration business, but I'm not sure if it's covered by my insurance.

Answer provided by
Eric Schad
Answered on Jul 21, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“As a general rule, your liability coverage will cover your trailer, but only under certain conditions:
  • You own the trailer
  • You’re not at fault in the accident
  • You’re using the insured vehicle to haul the trailer
Just call your insurance company to make certain.”

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