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Does liability insurance cover my trailer?

Does liability insurance normally cover trailers? I recently bought a trailer to haul furniture for my furniture restoration business, but I'm not sure if it's covered by my insurance.

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As a general rule, your
liability coverage
will cover your trailer, but only under certain conditions:
  • You own the trailer
  • You’re not at fault in the accident
  • You’re using the insured vehicle to haul the trailer
Just call your
insurance company
to make certain.”
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