Does it matter what year I got my license?

"I was told that the year I got my ID can count as time I've been licensed. Is this true? I got my state ID at 19 and got my driver's license at 23."

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Emily Maracle
Answered on Jul 27, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“When car insurance companies ask the amount of time you’ve been licensed, it’ll be how long you’ve had your full license.
Even if you had a permit prior to getting your license, your date first licensed is considered the date you got your unrestricted license.
Car insurance carriers use age and length of time licensed as rating factors. Older drivers or drivers who have been licensed longer are considered less of a risk than a new, younger driver. Your driving experience will correlate with the date you were first able to legally drive alone.”
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