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Does it matter if my daughter or I am the primary driver on our insurance policy?
We drive different cars, but does it matter which one the insurance company assigns to each of us?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The short answer is yes, it does matter, especially if your daughter is a younger driver. People under 25 face some of the highest rates for car insurance because they’re statistically more likely to get into accidents and file claims.
So, for example, if you have a more expensive car with a more expensive insurance policy and your daughter is assigned to be the primary driver of that vehicle, the rate will likely be much higher than if you were the primary driver.
In short, make sure the primary drivers on your policy are assigned to the correct vehicle to avoid paying unnecessarily high rates for your
car insurance
. “View full answer
- Gregory R.
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