Does insurance cover a lost hubcap?

"Can I submit a claim to get a new hubcap?"

“You could submit a claim to your insurance for a missing hubcap if you have comprehensive insurance. However, whether it will be covered will depend on your deductible.
If you have a high deductible, the cost to replace the hubcap likely won’t exceed it. If so, your insurance won’t cover the replacement.
If you have a low deductible, you may be able to get it covered. In this case, deciding whether to go through insurance will depend on your financial situation.
Without comprehensive insurance, you will be responsible for replacing the hubcap out of pocket.”
Emily Maracle
Answered on Jul 28, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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