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Does insurance cover a collision even if you've only been insured for two weeks?

"Can I still submit a claim even though I've only had my insurance for two weeks? Is there a waiting period? I was involved in a hit and run."

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Even though your
car insurance
has only been effective for two weeks, there normally isn’t a waiting period. The date that your insurance is effective is the date that you are covered.
If you have
uninsured motorist coverage
and they aren’t able to find the driver, the damage should be covered. If you have
collision coverage
, you may also be covered.
You’ll want to reach out to your insurance company directly. They’ll be able to give you the exact details as there may be specific rules regarding hit and runs.
Your insurance may also perform a more thorough investigation based on how new your policy is, but it’s more likely to be denied due to lack of proper coverage than the length you’ve been insured.”
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