Does homeowners insurance cover tenants' belongings?

I'm planning to rent out a house that I recently inherited. I want to know if my insurance will cover my tenants' belongings.

Answer provided by
avatar
Savannah Grabek
Answered on Mar 08, 2021
From a landlord’s perspective, if you rent out your property, you will need to make sure you have a dwelling fire policy and not a primary home policy. With a dwelling fire policy or landlord policy, there is typically not much coverage for personal belongings. Furthermore, the owner of the property is typically not able to carry coverage for the tenants’ belongings, just like a tenant is not able to insure the home.
For all landlords, it is a good idea to require their tenants to carry renters insurance so the tenants’ belongings are insured properly.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies