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Does homeowners insurance cover a car damaged on my property?
My son’s girlfriend’s car was damaged while parked in my driveway during a windstorm when the basketball hoop blew over. Should I file a homeowners insurance claim?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“This type of claim should be filed under the girlfriend’s auto insurance. In this instance, she would need
comprehensive coverage
. Depending on the extent of the damage and the deductible amount, it may be better for her to pay for the damages out of pocket.
If you file a claim through the homeowners policy, it would likely be denied.”
View full answer
- Gregory R.
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