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Does home insurance cover plumbing leaks?

My wife and I hired a plumber last week to install new pipes, but we think there might be something wrong. It looks like one of the pipes in the bathroom is leaking. Does home insurance cover plumbing leaks?

avatar
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about the new leak—it sounds like there could have been a mishap.
Home insurance
can cover plumbing leaks depending on the source of the damage.
Unfortunately, if the plumber’s negligence caused the leak, your home insurance won’t cover the damages. Other things like slow leaks, your negligence, or mold will not be covered.
Standard homeowners insurance policies are meant to cover unexpected water damage to your home caused by
named perils
, such as a burst or frozen pipe.
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