PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does home insurance cover natural disasters?
I am about to purchase a homeowners policy on my first house! I want to ensure I’m covered for every possible mishap—does home insurance cover natural disasters?
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the first home. Homeowners policies cover many natural disasters, but you may need additional coverage to be fully protected.
While they may not all be directly named, many of the damages caused by natural disasters will be covered. These
named perils
include:- Fire
- Wind
- Hail
- Lightning
- Falling objects
- Volcanic eruptions
However, it’s important to note what you’re not covered for. Most home insurance policies exclude coverage for floods, earthquakes, or landslides. You’ll need additional coverage to be protected from these disasters, especially if you live in an area prone to them.
Make sure you’ve got the best possible insurance policy to keep your home safe by downloading
Jerry
. Jerry is the easiest and most effective way to find a home or renters insurance policy that is customized for you. You can even bundle your policy with your car insurance for the most savings.
After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
