Does home insurance cover burst pipes?

In a weird coincidence, both my parents and best friend had to deal with burst pipes at their home recently. Now I'm paranoid that I could be next. Am I covered by home insurance against burst pipes?

Answer
“If your pipes burst due to freezing, then a standard home insurance policy would typically cover the resulting water damage. But your policy would not cover the cost to repair the pipes themselves.
It is always a good idea to make sure your home is weather-proof to prevent this type of loss. If you will be leaving the home for an extended period of time, you will want to drain the water from the pipes. Central heating is also important. Most insurance companies require you to have central heating in the home to make sure that all of the pipes are kept warm. “
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Savannah Grabek
Answered on Apr 05, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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