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Does home insurance cover bee removal?
We’ve recently been suffering from a massive beehive on our property. It’s gotten to the point where we risk getting stung just going outside, so we need to get rid of it as soon as possible. Before we hire an exterminator, I’m just wondering, does home insurance cover bee removal?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
So sorry to hear about your bee problem! To be the bearer of bad news, homeowners insurance, unfortunately, doesn’t cover bee removal (or any type of pest infestation).
Bee infestations are considered by companies to be preventable and are seen as more of a maintenance issue. Providers expect you to maintain your property on a day-to-day basis, and bees would fall under these expectations.
However, if you can prove that the bee infestation was caused by a
named peril
under your policy, you can try and get the removal covered—but be warned, this might be an uphill battle!Even if you can’t get your bee removal covered through your home insurance, there are other ways to save money. And the
Jerry
app is a great place to start.Jerry, a licensed broker, can get you competitive rates from 50+ insurance companies in less than a minute. They can even bundle low-cost home and auto insurance rates to save you even more money!
Hopefully, your bee problem is solved soon—and you don’t have to deal with any more stings!
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- Gregory R.
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