Does having comprehensive insurance mean you have full coverage?

Do I have to add anything else to my policy if I already have comprehensive? My loan requires that I have full coverage.

Answer
“In car insurance, full coverage means you have both comprehensive insurance and collision insurance.
Comprehensive insurance covers your vehicle from damage from a covered peril, like:
  • flood damage
  • collision with an animal
  • theft
  • vandalism
Collision insurance covers your vehicle’s damage from a collision with another vehicle or object.
Since your lender requires full coverage on your vehicle, you’ll need to add collision insurance to your policy. By adding collision insurance, you’ll have complete coverage on your vehicle.”
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Emily Maracle
Answered on Jul 14, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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