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Does having comprehensive insurance mean you have full coverage?
Do I have to add anything else to my policy if I already have comprehensive? My loan requires that I have full coverage.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In
car insurance
, full coverage means you have both comprehensive insurance and collision insurance.Comprehensive insurance
covers your vehicle from damage from a covered peril, like:- flood damage
- collision with an animal
- theft
- vandalism
Collision insurance
covers your vehicle’s damage from a collision with another vehicle or object. Since your lender requires full coverage on your vehicle, you’ll need to add collision insurance to your policy. By adding collision insurance, you’ll have complete coverage on your vehicle.”
View full answer
- Gregory R.
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