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Does getting a roadside assistance plan like AAA impact your car insurance rates?

Can I get a discount on my car insurance if I buy a separate roadside assistance plan, like AAA?

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you are a AAA member and also have
AAA auto insurance
, you will qualify for a discounted rate!
If you currently have roadside assistance with your insurance carrier, it does not save you money on your car insurance; however, the price point of roadside assistance with an insurance company tends to be much lower than an individual membership. So don’t fret, you are saving money that way.
One surprising benefit to carrying an individual
towing membership
is that it can’t impact your insurance policy rate. Any time you call for a tow with your insurance carrier, it is filed as part of your insurance history. If you call too many times, the coverage can be stripped from your policy.
Having a separate roadside assistance membership saves you the hassle.”
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