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Does Geico offer home insurance in California?

After being unemployed for over a year, I got a fantastic job offer in Silicon Valley and will be moving from New Jersey to the Bay Area in the next month. I found a great townhouse and will be closing soon. Does Geico offer home insurance in California?

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Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Woohoo—there’s nothing like landing a job after being unemployed for a long period. Yes, Geico does offer home insurance policies in California, but they do this by matching you with a policy underwritten by another insurance company.
Geico doesn’t write the policy themselves, but most people don’t find this to be a problem. All it means is that Geico acts as an intermediary between you and the actual companies offering the policies.
Even though Geico doesn’t issue the policy themselves, they still offer discounts for bundling your car and home insurance with them. So, if you have a Geico auto insurance policy already, you may want to stick with them.
Now, when it comes to moving to the Bay Area, you should know that standard home insurance policies do not cover damage done by earthquakes. Consider purchasing extra earthquake insurance.
In the San Francisco area, the cost of earthquake insurance now averages $6,000/year for a $1.3 million house. Yes, it’s pricey, but may well wind up being worth the cost.
Searching for a good deal on homeowners insurance? Have you tried the
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MORE: What is a new home insurance discount?
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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