Services
Insurance
Loans
Repairs
Advice
About

Does full coverage cover engine failure?

"I have full coverage on my 2009 Ford F150. My engine is failing. Can I submit a claim through my insurance for repairs?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Your
comprehensive insurance
and
collision insurance
most likely won’t provide you with any coverage.
Comprehensive insurance is designed for any covered peril that may cause damage to your vehicle, like hitting a deer or vandalism. Collision insurance covers damage to your vehicle when you collide with another vehicle or object. Unless your engine failure is due to one of these situations, you wouldn’t have coverage.
Depending on where you purchased your vehicle from, you may have some type of extended warranty with the dealership. You can always confirm with them to see if it would be covered under any of their policies.
If not, you’ll need to cover the repairs yourself. Depending on the cost, it may be worth looking into either trading in your vehicle or selling it as is.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings