Does Fred Loya have motorcycle insurance?

I’ve been looking everywhere for good motorcycle insurance, but it seems like all of my quotes are on the expensive side. It’d be great to find a company that offers affordable motorcycle coverage! Is Fred Loya a good option?

Brittni Brinn · Answered on Feb 14, 2023
Reviewed by Shannon Martin, Licensed Insurance Agent.
We hear that! Unfortunately, Fred Loya does not offer motorcycle insurance. Even if you wanted to get coverage through them, Fred Loya only offers auto insurance in the following 12 states:
  • Alabama
  • Arizona
  • California
  • Georgia
  • Illinois
  • Indiana
  • Nevada
  • New Mexico
  • Ohio
  • Oklahoma
  • Texas
If you’re struggling to get motorcycle insurance that suits your needs and your budget, here are a few providers that offer the best overall rates depending on your driving history and what kind of bike you have:
  • Progressive has the best rates for custom bikes
  • Dairyland is the best choice for daily drivers
  • Nationwide has the cheapest rates and is good for collector’s bikes
  • Harley-Davidson or Geico have the best rates for new riders
Although it’s tedious, comparison shopping is the best way to find the most affordable rates. Keep an eye out for providers that offer discounts for motorcycle policies and do your best to keep your driving record clear of infractions for better quotes.
If you only drive your motorcycle for part of the year, you can also lower your insurance rates by letting your provider know when you’re putting it in storage for the season. Some companies have usage-based policies that can save you money on your premium, even if your initial quote isn’t as cheap as you are looking for!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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