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Does Esurance offer a defensive driving discount?

I got a minor speeding ticket recently and since then my insurance rates have been higher. I’m trying to find ways to lower them a little. Does Esurance offer a discount if I take a defensive driving course?

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Shannon Fitzgerald · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Getting a speeding ticket—even a minor one—can, unfortunately, raise your car insurance rates quite a bit. Fortunately,
Esurance
does offer defensive driving course discounts—but only in certain states and only for drivers 50 years or older.
If your state does offer Esurance defensive driving discounts, the exact amount and eligibility requirements will vary. Your best bet is to check with your Esurance agent to see if this is a discount option for you and get an idea of how much it will help you save.
Even if you don’t meet the eligibility requirements for Esurance’s
defensive driving course
discount, you may find that taking one will help you in other ways:
  • It can reduce points on your license
  • You’ll learn how to avoid accidents and further violations
  • It may help lower your premiums if you switch insurers
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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