Does Esurance cover hail damage?

I have Esurance and my vehicle was recently damaged in a hail storm. Can I submit a claim for the damage?

Answer
“To submit a claim to Esurance for hail damage, you will need comprehensive coverage on your policy.
If you have comprehensive insurance, your policy will cover the damage done to your vehicle by hail and other natural disasters or acts of God.
Since comprehensive insurance carries a deductible, you must pay the deductible amount before your insurance pays for anything. If the damage is less than your deductible, you’d be responsible for paying for the damage out of pocket. If you live in an area that has frequent hailstorms, adding comprehensive coverage is a smart move to protect your investment.”
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Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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