PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does comprehensive insurance cover dents and scratches caused by a snow shovel?
It snows frequently where I live, and I often hire local kids to shovel my driveway. This morning, I found a few scratches and dings that could have only been caused by neighborhood kids shoveling the driveway. Will my comprehensive insurance cover this?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In all likelihood, you’re probably covered. To the insurance company, this likely falls under the umbrella term of “”vandalism.”” Even if the scratches and dings were unintentional, you still weren’t told about them and left to pay for the repairs.
While your
comprehensive coverage
should cover this, you still have to think about the overall cost. Most comprehensive policies have a $500 deductible, meaning you have to pay $500 out of pocket and the insurance company pays anything over that amount. If the damage costs less than $500, or even just over $500, you may not want to file a claim. If you do, your rates may go up. Plus, you might experience less hassle by just paying out of pocket.
Make sure to get an estimate to see how much the damage costs just to be on the safe side.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
