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Does car insurance cover pothole damage?
I hit a nasty pothole on the highway and damaged my alignment. Can I make a claim on my car insurance for the repairs?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Depending on the coverage you have, you may be able to submit a claim. Hitting a pothole may be considered a single-vehicle accident by your
car insurance company
and therefore covered under collision coverage.Keep in mind you’ll need to meet your
collision coverage
deductible before coverage kicks in. If the cost of repairs is lower than the deductible, you won’t be able to submit a claim.If you don’t have collision coverage and live in an area where potholes are common, you may want to consider adding it to your insurance policy. Adding it now won’t cover your current damage, but it will help in the future.
You can request a quote from your current insurance or shop around. If you’d like to take the hard work out of insurance shopping, use the
Jerry
app. Jerry is a licensed broker that compares rates from the top 50 providers and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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