Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Does car insurance cover hurricane damage?

My Mazda was damaged from high winds and rain during a hurricane. Will my car insurance cover the cost of repairs?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Damage from natural disasters such as hurricanes and floods may be covered under your
comprehensive car insurance
 policy.
Like
collision car insurance
, you’ll have to pay your comprehensive deductible before your coverage kicks in.
To get value out of your claim, you’ll want to get an estimate on the repairs and make sure it’s higher than your set deductible.
The good news is that comprehensive coverage is a not-at-fault claim, so your policy premiums shouldn’t increase due to this loss. However, if you see an increase at your next renewal, give the folks at
Jerry
 the chance to find a cheaper policy for you. Jerry is an app that shops prices with over 50 different insurance companies and delivers the lowest rates straight to your phone in seconds—for free. If you have any questions, you can text an agent, and they will text right back with assistance!”
MORE:
Does car insurance cover hurricane damage?
MazdaDamages ClaimsComprehensive CoverageCar InsuranceCar Damage
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

Does Car Insurance Cover Damage From Natural Disasters?

Comprehensive insurance covers damages resulting from natural disasters and other “Acts of God”—but timing matters. Sign up in advance of an impending storm.
avatar
Kianna Walpole
card cover

Does Car Insurance Cover Tornado Damage?

Does car insurance cover tornado damage? Yes, comprehensive car insurance covers tornado damage—but you might not have it.
avatar
Ben Guess
card cover

Does Car Insurance Cover Repairs?

Comprehensive and collision coverage pay for repairs for collision and non-collision related events. Other repair coverages, such as uninsured motorist coverage can be added for extra protection.
avatar
Kianna Walpole

Read Advice From Car Experts At Jerry

card cover

How To Reset the Anti-Theft System On a Ford Expedition

To reset the Ford Expedition anti-theft system, you’ll need your original transponder key.
avatar
Sarah Williams
card cover

What Hyundai Owners Need to Know About Catalytic Converter Theft

Hyundai vehicles have very valuable catalytic converters, making it vital that all owners learn how to keep theirs protected.
avatar
Matthew Lynaugh
card cover

Is a Jeep Head-Up Display Worth It?

You can add a head-up display to a few Jeep models by adding optional packages for an extra cost. Find out if it’s worth the hype here.
avatar
Tiffany Leung

What Others Are Asking

How do I connect Bluetooth to a Ford Ranger?
I have a Ford Ranger and I’m still learning how to set up all the features. I’m going to try connecting my phone next. How do I connect my phone using Bluetooth?
avatar
Brittni Brinn
What is a Mercedes-Benz disposition fee?
I turned in my leased GLC a few days ago, and I just got the lease-end paperwork. It looks like there’s a disposition fee. I thought I only had to pay it if I chose to lease another Benz. Could you explain what a Mercedes-Benz disposition fee is?
avatar
Jessica Gibson
Where is the OBD port in a 2016 Honda CR-V?
My car’s been acting a little funky lately, and my neighbor loaned me their OBD reader. But here’s the thing—I don’t know where to plug this thing into. Where is the OBD port on a 2016 Honda CR-V?
avatar
Amber Reed
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all