Services
Insurance
Loans
Repairs
Advice
About

Does car insurance cover car repairs?

My Jeep Wrangler needs some repairs to the damaged headlights. Will car insurance cover it?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While
car insurance
covers damage from many different scenarios and accidental circumstances, unfortunately, it doesn’t cover routine repairs.
If your headlights need replacing due to wear and tear, your insurance won’t
cover the repairs
.
On the other hand, if you hit a tree, another vehicle, or your headlights were damaged due to something like vandalism, you may be able to submit a claim.
To do so, you’ll need
collision coverage
or
comprehensive coverage
. After paying your deductible, your car insurance should cover the claim.
If you want help finding rates for more coverage, try using the
Jerry
app. Jerry gathers personalized quotes from the top providers and delivers the best deals to your phone in minutes for free.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings