Does Capital One include rental car coverage with their credit cards?

I have a Visa Platinum card from Capital One. I will be renting a car next week and am deciding what coverage I need. Does Capital One offer rental car insurance?

“Your Visa Platinum card from Capital One does come with rental car insurance. If you pay with your Visa card and decline the rental car company’s collision coverage, your card will cover physical damage and theft.
However, there are some specific requirements. For coverage, your rental car period can’t be longer than 15 days and you must be renting an approved vehicle. Coverage typically applies to cars, minivans, and sport utility vehicles.
To find out what other requirements there may be and details on coverage, reach out to Capital One’s Benefit Administrator at 1-800-397-9010.”
Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free