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Does auto insurance cover car seat replacement?
My vehicle was damaged in a severe storm. My child's car seat may be damaged. Will car insurance cover that?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The type of
car insurance
that may cover the damaged car seat in this scenario would be comprehensive coverage
.Comprehensive coverage typically covers storms and weather-related damage. Insurance companies often file car seat claims under it as well.
Even if you don’t have comprehensive insurance, still ask your insurance about coverage. Many states have laws that require car insurance companies to reimburse drivers for car seats. Having the receipt or the damaged car seat will be helpful for the claims adjuster to see as well.
While there is a chance your insurance won’t cover the car seat unless your child was in it, you should still ask!
Should you be unable to get your child’s car seat replaced, consider looking at other companies. You can find companies that specifically offer to replace or reimburse you for a car seat after an accident.
To easily find new insurance companies, use the
Jerry
app. A licensed broker, Jerry compares rates from the top providers and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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