Does an expired driver's license invalidate insurance?

I was in an accident a few days ago where I wasn’t at fault, but I’m perfectly fine and only sustained minor damage to my car. My only issue is that the officer on the scene told me that my license was expired. He didn’t give me a ticket; he just told me to get a new one. Is my insurance invalid because of an expired license?

Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your
car accident
, but glad to hear you’re OK! An expired driver’s license should not invalidate insurance.
However, this is entirely dependent on the car insurance company (if you file a claim) and how thorough of an investigation they conduct. In some cases, the other motorists’ car insurance company may try to diminish your claims by saying that you shouldn’t have been driving on an expired license.
You may need to hire an attorney if the other motorists’ insurer tries to fight you on the claim. But if you can prove you didn’t willingly drive on an expired license and the other driver was largely responsible for the accident, you shouldn’t have any issues.
While someone hitting you rarely results in an increase in your car insurance rates, you may see an impact if you’ve filed numerous claims within a short period of time. If this describes you, shopping around for insurance with the
app is an excellent option.
Jerry is a licensed insurance broker that scans quotes from dozens of top-rated and well-known car insurance companies. After you find a great rate, Jerry can help you buy insurance and cancel your old policy. Customers save an average of nearly $900 per year!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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