Does Amica offer home insurance in Florida?

I recently bought a house in Florida that I’ll be moving to in a few months. I currently have my car insurance with Amica, and I’d love to bundle it with home insurance once I move. Does Amica offer homeowners insurance in Florida?

Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, Amica does offer home insurance in Florida. They’ve partnered with TRUE Property Insurance to meet the needs of Florida residents. 
TRUE (Trusted Resource Underwriters Exchange) specializes in customized insurance policies for medium- to high-value properties in areas prone to hurricanes and other severe weather events. 
Coverage with Amica/TRUE is available mainly for new or retrofitted single-family homes that are at least 1,000 feet away from the coast. Best of all, you may be able to save up to 10% on your home coverage when you bundle your Amica car insurance policy with a TRUE home policy.
Although each policy is different, most homeowners insurance policies in Florida come with several standard coverages:
  • Dwelling
  • Other structures
  • Personal property
  • Loss of use or additional living expense coverage
  • Personal liability
Most homeowners insurance policies in Florida cover damage caused by events such as:
  • Fire
  • Theft and vandalism
  • Lightning 
  • Wind
  • Hail
  • Explosions
  • Falling objects
  • The weight of snow or ice
Flooding, however, is not covered under standard homeowners policies—but it’s something that is a big concern in Florida. Residents can purchase
Florida flood insurance
through the National Flood Insurance Program (NFIP).
If you’re ready to find the right home insurance policy, the best place to start is with a comparison app and website like
. You can compare quotes from the top providers in seconds and feel confident you’re paying the best rate.
View full answer 
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings