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Does Allstate renters insurance cover bed bugs?

My roommate bought a sketchy piece of furniture from a yard sale and it brought bed bugs into the house. The things are practically destroying my mattress, but I do have renters insurance. Will my Allstate renters insurance cover bed bugs?

avatar
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m so sorry to hear that you’re dealing with bed bugs. Those things can really wreak havoc on bedding and carpets. Unfortunately,
Allstate
and most other renters insurance companies see bed bugs as a lack of care and will not cover damage from them or removal costs.
Although you aren’t covered, there are a couple of ways you can help stop the infestation. You’ll want to start by vacuuming any evidence of bed bugs, then try the following:
  • Wash your bedding multiple times on the hottest setting as bed bugs cannot survive in heat above 115 degrees.
  • Purchase insecticides safe for indoor use or specifically made for bed bugs and use them anywhere you can.
  • Purchase tools called interceptors that will keep them from climbing your furniture.
  • Use a steamer to steam clean any surfaces, clothing, or other items that can withstand heat.
  • Call an exterminator if the issue persists.
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