Reviewed by Shannon Martin, Licensed Insurance Agent.
“Additional insureds on an insurance policy are people or companies with partial ownership of your vehicle. If your boyfriend cosigned your car loan, he would be considered an additional insured.
If you’re just adding him as a driver on your policy, he is an additional or listed driver. He can’t change the policy or coverage levels, but he is covered by the policy.
Since you’re adding him to your policy, shop around for car insurance rates. Use the
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