Does a racing license change your insurance rates?

I just earned a racing license, but I'm not sure what it will do to my car insurance rates. Will my rates go up because of the perceived risk? Or will they go down because I have advanced training?

Answer provided by
Eric Schad
Answered on Apr 13, 2021
“Getting a racing license has no impact on your car insurance rates. A racing license is a document that states you’ve passed written and driving tests for a racing course. It has nothing to do with everyday driving.
So if you’re getting car insurance, you’ll find that the insurer or online forms won’t even ask you about such a license.”

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