Does a judge verify car insurance when you're in court?

"If you are required to show proof of insurance, will a judge call the car insurance company to verify your coverage?"

Answer
“A judge normally wouldn’t follow up with a car insurance company to verify proof of coverage. However, the court will require a specific set of documents showing that you were and are insured.
One document will be your insurance declaration page. This will show the dates of coverage and your liability limits.
They may also require a letter from your car insurance carrier stating you are currently insured. Since you can cancel a policy and still have a declaration page, the court will most likely want a letter dated recently that shows proof of insurance.
If you’re not able to provide a recently dated proof of insurance letter, it’s possible that the court could follow up with your insurance carrier. However, it’s much more likely that you’d face the consequences of not having insurance instead.”
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Emily Maracle
Answered on Jul 26, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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