Does a defensive driving course lower your car insurance rates?

My car insurance company currently offers defensive driving courses for free. If I take the course, will it lower my car insurance rates?

“Defensive driving courses, such as one offered by the Smith System Driver Improvement Institute, can make you a better driver.
The good news is many companies will also lower your car insurance premiums after you take the course. Not only will you be an improved, more confident driver, but you’ll also put some extra money in your pocket.”
Eric Schad
Answered on Apr 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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