Does a car insurance policy for Mexico provide the same coverage as my Progressive policy?

I'm currently insured with Progressive and I'm driving to Mexico. I already know that I need a separate policy. Will the coverage be the same as my U.S. policy or is it different?

Answer
Progressive offers a few different options for car insurance while you’re in Mexico. The three types of coverage levels available are:
  • Basic coverage is similar to a liability only car insurance policy in the US. It also includes medical payments, travel assistance, and legal assistance. Progressive recommends this for short trips and older vehicles.
  • Standard coverage includes all of Basic’s coverage along with collision insurance and theft.
  • Extended is the highest level of coverage. It includes all of Basic and Standard coverage along with vandalism, partial theft, coverage to repair your vehicle in the US, and set deductibles. This would be the closest coverage to a full coverage policy in the US.
If you have liability on your current policy but you want to upgrade, use the Jerry app to compare rates when you return home and find the policy that suits your coverage needs.”
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Emily Maracle
Answered on Aug 16, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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