Does $250 a month seem expensive for car insurance on a 2007 Honda Civic in New Hampshire?

I am 20 years old and my dad is listed as the named insured on my policy. I am an additional driver and have completed driving school. I know people who pay a lot less. Am I paying too much?

Answer
Car insurance carriers look at a multitude of factors when rating a policy. Your age, the age of your vehicle, driving history, prior insurance carriers, address, and accidents can all factor into the premiums carriers charge.
The type of coverage that is on your vehicle can also increase your rate. A vehicle with comprehensive coverage and collision coverage is always going to cost more than a vehicle with only liability insurance.
If you want cheap car insurance, you will have to shop around with other carriers to see if you currently have the best rate.
You can request car insurance quotes online to discover if you’re paying too much for your insurance. If you want quotes in under a minute, sign up with Jerry!”
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Emily Maracle
Answered on Apr 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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