Services
Insurance
Loans
Repairs
Advice
About

Do you pay your collision deductible if you're at fault in an accident?

I hit another car in an intersection and was at fault. My car needs repairs. Since I was at fault, am I responsible for paying my deductible?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The purpose of
collision insurance
is to cover damage that you do to your vehicle. It can also cover damage from an uninsured motorist.
When you’re at fault and submit a claim to your insurance for collision coverage, you’re responsible for your deductible. Your
property damage liability
would then cover the damage to the other driver’s vehicle. If you weren’t at fault, the other driver’s insurance would cover your damage.
Bear in mind that your rates will go up as a result of the accident. That’s when you might want to consider shopping around for car insurance quotes with
Jerry
. In just minutes, you can search and compare rates from over 50 insurers and get the best rate for your needs.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings