Do you need to provide proof of residence for insurance purposes?

Will insurance companies find out if I put a different zip code down? I live in NYC but I'm wondering if I can put another zip code outside the city in so my rates go down.

Answer provided by
Sophie Newman
Answered on Jun 30, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Yes, car insurance companies have tools and data to verify your address and it’s in your best interest to be honest with them.
Giving a fake address can void your coverage, and the penalties for being caught without it can be severe.
Even if you live in a zip code that insurance companies consider riskier, you can still save money on car insurance using Jerry. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.”

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