Services
Insurance
Loans
Repairs
Advice
About

Do you need to provide proof of residence for insurance purposes?

"Will insurance companies find out if I put a different zip code down? I live in NYC but I'm wondering if I can put another zip code outside the city in so my rates go down."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes,
car insurance
companies have tools and data to verify your address and it’s in your best interest to be honest with them.
Giving a fake address can void your coverage, and the penalties for being caught without it can be severe.
Even if you live in a zip code that insurance companies consider riskier, you can still save money on car insurance using
Jerry
. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings