Do you need to have a job to get car insurance?

I'm unemployed and don't have a reliable source of income. Can I still get car insurance?

Answer
“Even if you are unemployed, you can still get car insurance. However, you may experience other difficulties when obtaining a rate.
Car insurance companies look at a variety of factors when determining a rate. While they don’t look at your income, they do look at your credit history and prior insurance.
If you have a low credit score or have had issues paying your insurance premiums due to unemployment, you will have a higher rate than someone who has great credit or always pays on time.
When researching insurance rates, you’ll want to decide what you can realistically afford and what coverage you require. You can request car insurance quotes from multiple carriers to see what rates are available.”
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Emily Maracle
Answered on Jul 28, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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