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Does State Farm insurance cover rental cars?
I have a policy through State Farm and I'm planning on renting a car. Do I need to purchase rental car insurance through State Farm as well?
Sophie Newman · Answered on Jul 11, 2022
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you already have State Farm insurance, chances are the policy will extend to your rental car.
That said, there may be some reasons to purchase additional rental car insurance, such as if your policy doesn’t have adequate:
You may also want to purchase additional protection, such as emergency roadside assistance.
Rental car insurance through a car insurance company is typically rental car reimbursement, meaning that it covers a rental car when you get into an accident and need a temporary vehicle.
If you’re looking for additional rental coverage, you’ll need to purchase coverage through the rental car company or check with your credit card company if you plan on purchasing the rental car with it.
Before committing to additional coverage, be sure to check with State Farm to confirm what coverage is on your policy.”
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