Do you need rental car insurance through State Farm if you're renting a car?

I have a policy through State Farm and I'm planning on renting a car. Do I need to purchase rental car insurance through State Farm as well?

Answer
“If you already have State Farm insurance, chances are the policy will extend to your rental car.
That said, there may be some reasons to purchase additional rental car insurance, such as if your policy doesn’t have adequate:
You may also want to purchase additional protection, such as emergency roadside assistance.
Rental car insurance through a car insurance company is typically rental car reimbursement, meaning that it covers a rental car when you get into an accident and need a temporary vehicle.
If you’re looking for additional rental coverage, you’ll need to purchase coverage through the rental car company or check with your credit card company if you plan on purchasing the rental car with it.
Before committing to additional coverage, be sure to check with State Farm to confirm what coverage is on your policy.”
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Sophie Newman
Answered on Jul 26, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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