Do you need good credit to qualify for renters insurance?

I have to get renters insurance for a townhome I’m moving into, but my credit score isn’t the greatest since I’ve had problems in the past with repaying debt. Will my middling credit score keep me from getting insurance?

Answer provided by
Alexah Grinnell
Answered on Apr 07, 2021
“Good credit is not necessary to qualify for renters insurance; however, your credit rating can impact your premiums. The better your credit rating is, the better the insurance score you’ll have, which will give you the best premiums possible.
Conversely, if your credit is not favorable, a surcharge may be applied to your insurance policy, making it more expensive than it typically would be. “
Renters Insurance

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