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Do you need full coverage on a 12 year old car?
Do I need to keep full coverage on a car if it's paid off? I have a 2009 Toyota Tundra and I want to save money.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Whether or not you should remove full coverage from your
car insurance
policy depends on a few factors.You could remove full coverage if:
- You aren’t concerned about paying out of pocket for repairs or replacement.
- The cost to insure the vehicle is more than the value of the vehicle.
You should keep full coverage if:
- You can’t afford to repair or replace your vehicle, even if theactual cash valueof your vehicle is lower than the cost of full coverage.
View full answer
- Gregory R.
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