PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do you have to tell your car insurance about any modifications you make to your vehicle?
Do I need to tell my insurance if I modify my car? I want to install a new sound system in my car. Would my regular coverage protect it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you are installing a new sound system in your vehicle, you’ll likely need special coverage for aftermarket modifications. Most major carriers offer
insurance coverage for sound systems
as a policy addition.While you don’t have to inform your insurance company of updates you make to your vehicle, you won’t be able to
file a claim
should anything happen to any aftermarket parts. Having aftermarket parts can also raise the value of your vehicle. If you aren’t properly insuring your vehicle or your policy isn’t rated for the value of it, you’re likely to suffer a greater loss if anything should happen.
To find out what your
car insurance
will cover, you should reach out to your carrier directly. An agent will be able to advise you on what your policy covers and recommend specific coverage for your sound system.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
