Do you have to have a license in order to get an insurance policy?

Can I still get an insurance policy even though I don't have a license yet? My aunt gave me a car for graduation and I am trying to find coverage for it. I never had a chance to get a driver's license, but I will this summer.

Answer provided by
Shannon Martin
Answered on Jul 03, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
Insurance companies can only issue policies to drivers who have a driver’s license.
If you have a permit or a suspended license, then some carriers like Progressive will make an exception with the understanding that you will update your policy as soon as your license becomes available.
If you are getting your permit soon, Progressive would be a great option for you.
Another option would be to add the car to your parent’s or aunt’s policy so that it has coverage while you are getting your permit. Once your permit is issued, you can be added on as a driver.”

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