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Do renters pay HOA fees?
I just bought a townhouse as an investment property. When calculating the rent, should I build in the cost of the HOA fee or should I ask the tenant to pay the HOA fee? Do renters pay HOA fees?
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Renters typically do not pay HOA fees separately. Fixed costs such mortgage payments, taxes, and condo and/or HOA fees are usually incorporated into the rent a landlord charges.
On the other hand, tenants usually have to pay all variable costs, like gas, electric, and cable bills. These are rarely included in the price of rent.
You as the landlord will be ultimately responsible for HOA fees, so it makes sense for you to build the cost of the HOA fee into your tenant’s rent.
Additionally, you as the landlord will usually be an active HOA member (and not your tenant) since you own the property outright. But as long as your HOA fees are paid, your tenant is entitled to use the community amenities, like a pool or fitness room.
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