Services
Insurance
Loans
Repairs
Advice
About

Do rental car companies charge you if you scratch a car?

"Will the rental company charge me for two scratches? I don't remember them being there before and took pictures of them. I have car insurance and paid with a credit card."

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since you have car insurance and paid for the rental car with your credit card, you should reach out to both companies as they often provide
rental car insurance
.
If you have
collision coverage
, it will most likely cover the scratches on the rental car. You would be responsible for paying your deductible though before your insurance kicks in.
Depending on the repair cost, it may be better to pay out of pocket for the damage instead of having to pay your deductible.
With your credit card, there may be specific terms or conditions in regards to coverage. Your credit card company will be able to give you more information about how to file a claim and what would be covered.
If you do file a claim, either company will be able to help work with the rental car company.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings