Do private-seller car loans always require more paperwork?

"I found a car that I like from a private seller, but the process with the lender has been difficult.

Are all loans through a private seller like this, or should I just get a traditional loan through the dealer?"

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Eric Schad
Answered on Jun 03, 2021
“Lenders perceive private sellers to be more risky, so yes, you’ll probably have to deal with more paperwork compared to getting a traditional car loan.
The true advantage of buying from a private seller is the price. So in the future, you’ll want to bring cash to the table to avoid all the red tape.
Still, you can get a private-seller loan—just be prepared for the extra work. Good luck!”
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